Affordable Workers Compensation Insurance
Get the workers compensation insurance coverage you need to stay legal, protect your workers and your company, and all within your budget.
Worker’s comp pays a portion of the lost wages and medical care to employees injured on the job. These services benefit employers and employees alike. Minimum coverage varies between states, but the benefits of worker’s comp and liability are similar.
We can can you with polices for employers with any number of employees or none at all, even though you are required to have worker’s comp if you have a minimum number of employees.
Why Does my business need Workers Compensation?
Employers in North Carolina have a legal responsibility to their employees to make the workplace safe. Accidents may happen even when safety measures are taken.
Workers Compensation protects employers from lawsuits resulting from workplace accidents and provide employees hurt in workplace accidents with medical care and compensation for lost income. Businesses are required to buy workers compensation insurance in almost every state. Workers compensation covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business.
North Carolina Minimum Worker’s Compensation Insurance
Employees get coverage for accidents, injuries, occupational diseases suffered on the job. Employers can rest assured that they will not be sued and are only responsible for a limited amount of care based on the terms set forth in your agreement.
NC Minimum Workers Compensation Requirements
- Employer with at least 3 employees
- Minimum $1,000 policy