Auto Insurance

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Auto Insurance that meets your needs & budget

As an independent insurance agency AIS has your interests in mind and can shop the entire market for the best car insurance to fit your needs. Nothing can interrupt your life faster than an accident. Get the auto coverage you need to feel safe, stay legal, and all within your budget! AIS understands your situation: accidents, lapse in coverage, no problem.

We can help you with:

  • Liability Insurance and Full-Coverage
  • Shopping for Best Rates
  • Bodily Injury Liability
  • Property Damage Liability
  • Lapse in Coverage Assistance
  • Tickets or Accidents on Record
  • SR-22 Insurance & Non Owner Insurance
Auto Insurance
Non Owner Auto Insurance - North Carolina

North Carolina Minimum Automobile Insurance Coverage

Accidents can have devastating effects on your health both physically and financially. North Carolina state laws requires minimum levels of coverage to ensure that medical and repair bills don’t bankrupt accident victims.

If you are found to be at fault for an accident, your insurance company will pay at least what’s shown below. If you are not at fault, your bills will be covered by the other driver’s insurance, or, by your own uninsured motorist policy.

NC Basic Car Insurance Requirements

Basic coverage is often referred to as 30/60/25 coverage with 30/60 UM limits.

  • $30,000 bodily injury per person
  • $60,000 bodily injury per accident
  • $25,000 property damage per accident

NC Consumer Guide To Auto Insurance