Get back on the road with SR-22 coverage
SR-22 Insurance
Get needed coverage with SR-22 Insurance
If you need a SR-22 in North Carolina, we can help. Drivers must maintain a SR-22 filing in another state, then move to North Carolina, you must continue your SR22.
SR stands for Safety & Responsibility. It’s a document that provides proof of coverage. It’s provided to the department of motor vehicles (DMV) by your insurance company.
Shop the entire market for the best auto insurance to fit your needs and help you get your SR-22.
What is a SR-22 Certificate?
SR-22 is a certificate provided by your insurance company that verifies that you maintain a minimum amount of insurance coverage mandated by state law. It’s not insurance. It’s a document providing proof of insurance.
Reasons an SR-22 may be required:
- DUI or DWIÂ conviction
- Reckless driving
- Driving without insurance
- Driving while license is suspended
- Too many tickets or driving offenses
An SR-22 is required whether you own a vehicle or not.
For more information visit the SCDMV for Facts About Driving UnInsured
Maintaining Your SR-22 Status
Once your SR-22 is filed, you will need to maintain the insurance for a set period, usually three years, without any lapses in coverage. If your insurance policy is canceled or lapses during this period, your insurer is required to notify the DMV, which could result in the suspension of your driver’s license. It’s crucial to adhere to all traffic laws and maintain your insurance to prevent further complications. Understanding and managing your SR-22 insurance can be straightforward if you stay informed and comply with North Carolina’s driving laws and insurance requirements.
Frequently Asked Sr-22 Questions
Frequently Asked Questions
SR-22 is affordable and the cost may vary by insurance company.
Generally, North Carolina requires drivers to maintain an SR-22 for three years, but this can vary based on the severity of the offense.
If you cancel your insurance policy with an SR-22 before the required period ends, your insurer will notify the state, which can result in a suspension of your driver's license.
You must maintain your SR-22 according to North Carolina's requirements until the end of the period, even if you move. Inform your insurance provider about your move so they can adjust your policy accordingly.
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